Features Of Scheme :
- Deposits accepted for periods ranging from 12 months to 120 months.
- Minimum amount of Rs. 500/- and further rise in multiples of Rs. 100/- is required to open Term Deposits Account.
- Monthly/ Quarterly/Half Yearly/yearly Interest By Pay order / Cash / Credit to Account.
- Premature withdrawal of deposit is permitted any time subject to payment of prescribed penalty.
- Loans available up to a maximum of 75% of the deposit amount depending on the length of the unexpired period of the deposit.
- Senior Citizens will be eligible for additional Rate of interest as per applicable norms.
- Nomination facility available.
- Individuals, Two or More individuals in their joint names, Minors represented by the natural guardians, Proprietary concerns/ partnership firms/companies, Associations or anybody corporate, Hindu Undivided Families, Trusts can apply for this scheme.
- Offering attractive interest rates from Bank.
Interest Rates on Reinvestment Deposit( w.e.f. 01-02-2026 )
| Sr. No | Period | Reinvestment Deposit | ||
| Public | Senior Citizens | Society | ||
| 1 | 24 Months | 8.00% | 8.25% | 7.50% |
| 2 | 25 Months to 36 Months | 7.50% | 7.75% | 7.50% |
| 3 | Above 37 Months | 7.00% | 7.50% | 7.50% |